Conditions of Use

1. General

1.1. We invite you to visit Tumbuh Payline (the "Website")

Contact us: info@tumbuh-payline.com

1.2. This website provides information about trading services ("Services") available on third-party platforms ("Third-Party Platforms").

1.3. These Terms constitute a legally binding agreement between you and the website owner, and you must read them before using our Services. To use the Website, you must accept the full Terms, which govern your access to and use of the Website. We reserve the right to update or modify the Terms.

By agreeing to our Terms, you also agree to our Privacy Policy (available here).

2. Eligibility

2.1. Once you meet the legal requirements and accept and comply with the Website’s Terms and Conditions, you will gain full access to our Services.

2.1.1. You must be at least 18 years old to use our Services.

2.1.2. You must have the legal capacity to accept these Terms and Conditions.

2.1.3. Your use of our Website and the Services must be lawful in the country or territory where you reside. You must not be prohibited by any applicable law from using our Website.

2.2. The Website and the Company are not liable for any unlawful use of our Services by users. We also make no guarantees, warranties, or representations regarding the compliance with applicable laws of any person who uses our Services or the Website.

3. Restricted Access Territories

3.1. We reserve the right to refuse access to our Website or Services if (1) a user resides in a restricted area (“Restricted Territories”), or (2) we determine that allowing a user to access our Services would pose legal, regulatory, or reputational risk to the Company. This statement does not limit our rights solely to the instances described above.

3.2. If users are located in certain jurisdictions, the Company reserves the right to restrict user access until additional terms are agreed to and imposed. While in a Restricted Territory, the Services and the Website may be blocked or otherwise unavailable.

4. Prohibited activities

4.1. To use this Website and its Services responsibly, you must:

4.1.1. Users may use the Website’s Services for their intended purposes, including uploading and sharing content. However, the following are strictly prohibited: 1) data and/or files that contain viruses or any other harmful code or material that could damage our official website or the computer systems of our third-party partners, or that block or interfere with other users’ access to the Services; 2) any content whose sharing would infringe copyright, intellectual property, or other rights; 3) any content that includes threats, defamation, racism, slander, or insults; 4) any content that violates applicable laws in any relevant jurisdiction; 5) any marketing or advertising materials unless prior written consent has been obtained.

4.1.2. You may not modify, disable, or remove any legal notices, services, software, design elements, logos, or other proprietary materials on the Website.

4.1.3. You may access the Website’s Services solely through the Website’s own interface; use of any other means or interface is prohibited.

4.1.4. You must not disrupt or impede other users’ access to or use of the Website and its Services.

4.1.5. Accessing the Website or its Services using external bots, automation tools, or any unauthorised software is prohibited.

4.1.6. You are prohibited from collecting or transmitting any data to or from the Website, whether actively or passively, including through cookies, spyware, or beacons.

4.1.7. You must not attempt to replicate or imitate the Website or its services in any manner, including their appearance or functionality, such as by creating mirror sites or using any other methods, whether currently known or developed in the future.

4.1.8. When using the official website and its Services, you must not violate any applicable laws, engage in copyright infringement, use pirated software, commit identity theft, or hack or attempt to hack. Any illegal activity, including encouraging or facilitating such conduct, is prohibited.

4.1.9. You must not upload software or attempt to modify the Website’s source code. You must not harm, disrupt, or interfere with the Website or with other users’ ability to use it.

4.1.10. You may not attempt to replicate the Website and its Services by any form of reverse engineering, including disassembly, decompilation, or any other method or technology.

4.2. If we suspect that your use of the Website or its Services violates any applicable laws or our terms of use, we may monitor your activity on the Website and its Services. If we determine that you are in breach of our terms of service and/or any applicable laws, we may cancel your account, suspend your access to the Website, disclose your activities to the relevant authorities or third-party service providers, or take other action, up to and including legal action. The Website’s terms of use are in addition to any other rights the Company may have, both legal and civil.

5. Intellectual Property Rights

5.1. All content on any page of our Website—including videos, images, logos, text, audio, designs, brands, trademarks, and any other materials—is protected by intellectual property rights, owned by the Company and, where applicable, by relevant third-party providers.

5.2. Users do not acquire any intellectual property rights in the Website or its content. They are granted only limited rights, under the established conditions and terms of use, to access and use the Website and its Services. All other rights, title, and interest in and to the Website and its Services remain with the Company.

5.3. The Website and all Services available therein may be accessed and used solely for personal purposes and not for any commercial use.

5.4. Users must not, whether knowingly or through negligence, permit any other person to copy, modify, or duplicate any aspect of the official website by any means. This includes, without limitation, reverse engineering, decompiling, or copying the specific service configuration or Website source code.

6. Liability Limitations

6.1. By agreeing to use the Website and its Services under the Terms of Service, the user is solely responsible for any outcomes resulting from such use. The Website and the Company make no representations or warranties of any kind, whether express or implied, regarding the results of using the Website, its quality, fitness for a particular purpose, usability, accuracy, or any other aspect of the Website and its usability. The user acknowledges that all content and Services on the Website are provided “as is,” including any flaws or limitations.

6.2. We are not responsible for any service disruptions beyond our control or for interruptions in the transmission of information through our Services. Nor are we liable for informational errors, such as omissions or inaccuracies, in the Website content.

6.3. Any losses you incur while using the Services on the Website are solely your own. By agreeing to the Terms of Service, you agree to be indemnified for such losses, including those arising from your consensual use of third-party services. You also agree that you alone are responsible for all decisions related to your activity on the Website, including any reliance on information provided by the Website and its Services.

6.4. You are solely responsible for any damages or losses incurred by you or your agents, whether direct or indirect. To the maximum extent permitted by law, we accept no liability or responsibility for such losses. This includes any loss of income, savings, or personal data arising from your use of the site.

6.5. The Company is not responsible for any technical issues caused by technology failures, including failures of telephone lines, internet services, computers, or any other hardware or software. We are also not responsible for any costs or losses arising from use of the internet.

7. Services, Content, and Promotions from Third-Party Providers

7.1. When using our Services on the Website, you acknowledge that third-party content may be displayed, including advertisements and reviews of those platforms.

7.2. Products and services from third-party providers featured on our website are not our responsibility, and we do not guarantee their quality or that they are current.

7.3. Before making any decisions, purchases, or direct inquiries or visits to third-party service providers, we strongly advise users to verify the accuracy of all claims through verified sources. Any decisions, consent, or purchases you make with these services are entirely your responsibility.

8. Links

8.1. Please note that the Website contains our own content and services, as well as advertisements, links, and materials supplied by third-party service providers. Your access to or use of any such external websites or services is solely your responsibility, including any loss or damage that may occur. This includes using products, services, and/or software offered through those sites. Always perform due diligence—before downloading, purchasing, or sharing personal data with any third-party website, ensure it is the official website and the provider is verified. Likewise, do not rely on their information or claims without independently confirming their accuracy.

8.2. Advertisements, images, hyperlinks, or any other promotion or appearance of a third-party website do not constitute an endorsement by the Website or the Company. Unless explicitly stated, we do not authorise, endorse, or have any affiliation with any linked websites or with any products, information, materials, services, software, or business administration.

8.3. We cannot review, investigate, or provide opinions on every third-party advertiser or hyperlink featured. Nor do we guarantee, and we are not responsible for, the quality of services offered by such third parties. Accordingly, we are not liable for any loss or damage you may incur from using their websites or services, including any products, software, information, or other offerings. Before engaging with any company or sharing personal data—especially prior to making a purchase—conduct your own thorough research, use only the official website, and ensure the provider is verified.

8.4. Always carefully review the policies and terms of use of any third-party websites, including those that advertise on our Website, before contacting them or making any purchases on those websites.

9. Miscellaneous

9.1. We reserve the right to modify, suspend, or discontinue certain Services offered by the Website when necessary or appropriate as part of routine operations, maintenance, or site improvements. Such changes will not be implemented in a way that harms you, and you will not have any claim against us arising from these changes.

9.2. The Website’s Terms of Use may be updated at any time. If changes occur, you will be notified as soon as reasonably possible, typically within a few business days. By continuing to use the Website after the date-stamped publication of the updated terms of service, you are deemed to have accepted the new terms.

9.3. Any information transmitted via the website to any other destination, website, third-party service, or organisation does not imply or create any relationship beyond what is explicitly stated in writing in these terms. By transmitting such information, the user knowingly consents to these terms.

9.4. Any agreement or statement, whether written or oral, that is not expressly included in these Terms of Use has no legal effect and is not binding on either party. Only the Terms of Use and the Privacy Policy of the Company and the Website, as amended and accepted, constitute a binding agreement between the user and the Website.

9.5. Any right granted under these Terms that is not exercised—whether by consent, neglect, or inability—will be deemed waived. Any exercise of a right, in whole or in part, will be treated as part of any further exercise of that right or remedy, which shall remain in force.

9.6. If any provision of these Terms is found to be null and void by a court of competent jurisdiction, that provision will be removed from these Terms. The remaining provisions will continue in effect and will be interpreted, as far as possible, in line with the court’s ruling and the original intent and meaning, without the excluded clause(s).

9.7. These Terms allow the website, including all Services, to be operated and managed by third-party service providers. In such cases, all related rights and obligations may be transferred to them. The user may not assign their rights or obligations to any third party and remains solely responsible.